{"id":204365,"date":"2025-06-25T02:06:02","date_gmt":"2025-06-24T22:06:02","guid":{"rendered":"https:\/\/forbes.ge\/?p=204365"},"modified":"2025-06-25T02:39:45","modified_gmt":"2025-06-24T22:39:45","slug":"forbes-georgia-in-english-issue-n38","status":"publish","type":"post","link":"https:\/\/dev.forbes.ge\/en\/forbes-georgia-in-english-issue-n38\/","title":{"rendered":"Forbes Georgia in English \u2013 Issue N38"},"content":{"rendered":"

We are pleased to present the 38th English issue of Forbes Georgia. This issue features a variety of articles on topics such as business, entrepreneurship, and economics. We hope you enjoy reading it as much as we enjoyed putting it together.<\/p>\n

Cover Story<\/strong><\/h5>\n

\u25fe\u00a0<\/strong><\/span>Beyond the Blueprints: Redefining Real Estate <\/b>| B<\/strong><\/span>y: Anina Tepnadze\u00a0<\/strong><\/p>\n

As Georgia\u2019s real estate market grows more complex, the limits of standardized investment models are becoming harder to ignore. Giorgi Potskhveria, co-founder of Idea Development, is confident that the future lies in data-driven personalization. Through Idea Invest, he\u2019s building a platform designed to meet that shift head-on.<\/span><\/p>\n

Learn More<\/a><\/p>\n

Technology<\/strong><\/h5>\n

\u25fe\u00a0 Leading With Curiosity | By: Anina Tepnadze<\/strong><\/p>\n

Sandro Chubinidze’s experimental mindset has guided him from his childhood explorations to developing materials capable of withstanding flames of up to 2,000\u00b0C. This innovative approach led him to co-found Elven Technologies, a company that has attracted the attention of major global automakers. His philosophy emphasizes leading through exploration rather than relying on predetermined answers. This mindset is transforming the way the world addresses lithium battery safety, demonstrating that the most difficult problems require the most creative solutions.<\/span><\/p>\n

Learn More<\/a><\/p>\n

\u25fe Masters of the Data Sea | By: Anina Tepnadze<\/strong><\/p>\n

The co-founders of the startup Datamind, Rati Kunchulia and Vakho Burchuladze-Kalandadze, have captured almost 70% of the banking sector in Georgia with their universal data integration engine. Today, they are preparing to launch a new product, Data Unistream, which will make data-driven decision-making easier for companies across any industry on a global scale.<\/span><\/p>\n

\u25fe <\/strong>The Strategic Code for Transformation | By: Kakhi Chakvetadze<\/b><\/p>\n

Founded in London by three Georgians, Conceptdigital today delivers digital transformation solutions to businesses worldwide. The company\u2019s success lies in the diverse experience of its founders: Zurab Dzagania, Ioane Chikovani, and <\/span>Forbes Georgia<\/span><\/i> 30 Under 30 winner Tengiz Meskhi.<\/span><\/p>\n

Leaderboard<\/span><\/h5>\n

\u25fe The Top Ten Most Profitable Hospitals in Georgia\u00a0<\/strong><\/p>\n

The healthcare system plays a crucial role for both individuals and the overall economy. A key part of this system is the hospitals and medical institutions that provide essential services. A significant portion of hospital revenues comes from public funds, as inpatient care accounts for the majority of financing under the Universal Healthcare Program. <\/span>Forbes Georgia<\/span><\/i> presents the ten most profitable hospitals in 2023, ranked by return on assets (ROA).<\/span><\/p>\n

\u25fe Which Banks in Georgia Pay The Best Salaries?\u00a0<\/strong><\/p>\n

In Georgia, the banking sector is a key pillar of the economy and a significant source of financial resources. Currently, fourteen licensed traditional commercial banks in the country offer customers a wide range of banking products.<\/span><\/p>\n

\u25fe The Most Profitable Banks in Georgia\u00a0<\/strong><\/span><\/p>\n

As of 2024, 14 traditional commercial banks were operating in Georgia. Their total interest income amounted to \u20be8,419.1 million, while commission income reached \u20be1,572.7 million. During this period, the total net profit of the banks was \u20be3,102.6 million, with 87.3% of the total coming from the two largest banks: TBC Bank and Bank of Georgia. In 2024, of the 14 banks in the financial market, only Silk Bank ended the year with a loss. The remaining banks had a profitable year, though with varying levels of performance.<\/span><\/p>\n

\u25fe The Top Ten Sources of Foreign Currency\u00a0<\/strong><\/span><\/p>\n

Georgia has an open economy, which means it is open to foreign economic relations, including trade in goods and services, money transfers, investments, and loans. However, the suspension of foreign government grants by donors and the oversight of grants for the non-governmental sector have somewhat hindered the inflow of foreign currency into Georgia.<\/span><\/p>\n

Report<\/strong><\/h5>\n

\u25fe <\/strong><\/span>2025 Forbes Georgia Banking Conference: Event Summary<\/strong><\/p>\n

On May 21, <\/span>Forbes Georgia<\/span><\/i>, in collaboration with Concept Digital and Identomat, hosted the Forbes Georgia Banking Conference 2025. The event took place at the Warehouse Bar & Terrace in Stamba Hotel, attracting over 100 leaders and representatives from top organizations in the banking and fintech industries. <\/span>The conference aimed to provide clarity, knowledge, and a platform for sharing insights and forecasts during a time of ongoing regulatory changes and technological disruptions in the financial sector.<\/span><\/p>\n

Learn More<\/a><\/p>\n

Thought Leaders<\/h5>\n

\u25fe European Troops in Ukraine: A Coalition of the Willing or the Ready? | By: Aka Zarkua\u00a0<\/strong><\/span><\/p>\n

Initially, European states were apprehensive about the possibility of a second Trump administration and grew increasingly uneasy after Vice President Vance\u2019s speech at the Munich Security Conference. However, genuine alarm arose after it became clear that Washington would not take a central role under Trump’s leadership in the post-war phase of the Russia-Ukraine conflict. Consequently, European nations began to recognize that they would need to take on the role of the primary deterrent against Russia in the post-war landscape.<\/span><\/p>\n

\u25fe The Beginning of a Great Reassessment in Europe | <\/strong><\/span>By: Giorgi Tskhadaia<\/strong><\/p>\n

In response to Russia\u2019s imperialist war in Ukraine and the revisionist foreign policy pursued by the Trump administration in the U.S., many European countries are undergoing a lengthy and painful reevaluation of their long-held beliefs. In February, the Danish Intelligence Service (DDIS) published a report warning that within about five years, Russia might be capable of launching a regional-scale war against NATO-member European states. This threat becomes more likely if the Kremlin believes the U.S. will not intervene to defend Europe.<\/span><\/p>\n

\u25fe The Steep Cost of Standing at a Protest | By: Tamar Ketsbaia\u00a0<\/strong><\/span><\/p>\n

Recent developments reveal a troubling trend \u2014 freedom of expression in Georgia has, in effect, become something one must pay for. The most blatant evidence of this is the mass fining of demonstrators for allegedly blocking the roadway during protests.<\/span><\/p>\n

Business<\/span><\/h5>\n

\u25fe\u00a0 <\/span>Standing Out Among Leaders | By: Anina Tepnadze<\/strong><\/p>\n

Nexia Georgia has been named \u2018Company of the Year\u2019 for the second time, standing out among 800 offices across 130 countries. According to the latest data, its revenue growth in Georgia is nearly three times higher than the average growth rate of the country<\/span>\u2019<\/span>s top ten audit firms.<\/span><\/p>\n

\u25fe\u00a0 <\/span>An Agency for a New Era | By: Anina Tepnadze<\/strong><\/p>\n

For creative industry veterans Sandro Tsitskishvili and Giorgi Tabatadze, founding the new advertising agency Supermarket is not just another career move but a response to a system that needs fresh thinking. Together with co-founders Eka Kipiani and Vaska Chubinidze, they have built an agency model that considers the needs of every single link in the creative chain.<\/span><\/p>\n

\u25fe Fintech is the New Reality | By: <\/strong><\/span>Iza Gvaramadze<\/strong><\/p>\n

Since becoming Eurocredit’s CEO at the end of 2018, Mikheil Nonikashvili has positioned digital transformation at the core of the company<\/span>\u2019<\/span>s strategy. Under his leadership, Eurocredit has significantly improved its operational efficiency, resulting in a 67% increase in the loan portfolio and a 53% boost in annual profit. Mikheil Nonikashvili remains firmly committed to this forward-looking approach, confident that it will steer Eurocredit toward becoming a fully integrated fintech company.<\/span><\/p>\n

Entrepreneurs<\/span><\/h5>\n

\u25fe Diversity as a Strategy | By: Anina Tepnadze<\/strong><\/p>\n

Elene Sigua is well-known in Georgia for her efforts to popularize the French brand IZIPIZI. She attributes her successful career to several key factors: effective communication, quick decision-making, and trusting her intuition. Currently, Elene is concentrating on developing an innovative startup with her partners, while also providing consulting services on marketing and sales strategies for brands within the Gastronome Group.<\/span><\/p>\n

\u25fe The Flexible Future of the Employment Market | By: Anina Tepnadze<\/strong><\/span><\/p>\n

The startup Herio connects businesses interested in temporary employment with talent. Launched in January 2025, the app had nearly 2,500 freelancers and around 70 employers within a few months. However, Levan Asanidze, the founder and CEO of Herio, has a much more ambitious goal than just success measured in numbers. He aims to transform the employment market.<\/span><\/p>\n

\u25fe Global Expansion with Local Impact | By: Kakhi Chakvetadze<\/b><\/strong><\/span><\/p>\n

With a global footprint spanning over 9,300 hotels in 95 countries, Wyndham Hotels & Resorts is the world\u2019s largest hotel franchisor. In Georgia alone, the company has almost 40 projects, and as Sergey Egorov states, expansion is far from slowing down, with new developments already in progress.<\/span><\/p>\n

Economy<\/span><\/h5>\n

\u25fe Why did Foreign Direct Investment Decrease in 2024? | <\/strong><\/span>By: Beso Namchavadze<\/strong><\/p>\n

Foreign Direct Investment (FDI) statistics garner significant attention in Georgia. A common belief is that when investment is growing, the country\u2019s economic policy is effective; conversely, if investment is declining, something is seriously wrong. The growth or decline typically refers to changes compared to the same period in the previous year. Therefore, if investment was low last year, achieving growth this year is easier; conversely, sustaining further growth becomes more challenging if it was high. It is essential to analyze the substance of the investments<\/span>;<\/span> merely measuring growth or decline does not necessarily provide meaningful insights.<\/span><\/p>\n

\u25fe What are the Trends in Georgia’s Banking Sectors? | <\/strong>By: Beso Namchavadze<\/strong><\/span><\/p>\n

Over the past decade, Georgia\u2019s banking system has faced several challenges, including a significant depreciation of the lari from 2014 to 2016, tightening banking regulations from 2017 to 2019, the COVID-19 pandemic from 2020 to 2021, and the Russia-Ukraine war from 2022 to 2024. Nevertheless, today Georgia\u2019s banking sector is significantly larger and more stable than it was ten years ago.<\/span><\/p>\n

History<\/span><\/h5>\n

\u25fe Nero, Christians, and the Great Fire of Rome| By: <\/span>Nika Khoperia<\/strong><\/p>\n

The magnificent capital of the Roman Empire often fell victim to fire. The most famous and significant of these fires occurred during Nero\u2019s reign, which has long attracted the attention of contemporary historians, religious scholars, and conspiracy theorists. Who was responsible for the fire? When did the Christians appear in Rome, and what were the emperor’s plans?<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

We are pleased to present the 38th English issue of Forbes Georgia. This issue features a variety of articles on topics such as business, entrepreneurship, and economics. We hope you enjoy reading it as much as we enjoyed putting it together. Cover Story \u25fe\u00a0Beyond the Blueprints: Redefining Real Estate | By: Anina Tepnadze\u00a0 As Georgia\u2019s […]<\/p>\n","protected":false},"author":615,"featured_media":204366,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1782],"tags":[1785],"class_list":["post-204365","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-archive","tag-top-en","has-thumb"],"yoast_head":"\nForbes Georgia in English \u2013 Issue N38 • Forbes Georgia<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dev.forbes.ge\/en\/forbes-georgia-in-english-issue-n38\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Forbes Georgia in English \u2013 Issue N38 • Forbes Georgia\" \/>\n<meta property=\"og:description\" content=\"We are pleased to present the 38th English issue of Forbes Georgia. 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